Financial Education

Articles

Get a Head Start on Your Next Vacation

Here’s a great idea one credit union member, Steve, and his family uses to pay for a vacation. It enables them to save up money before the trip and save them from financial stress after the trip.
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Three Common Money Mistakes

Everyone wants to manage their money responsibly, but many people often make mistakes in ways they handle money – without even realizing it.
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Money Tips for College Students

Building good financial habits during college can set the stage for a secure and successful financial future. Let’s take a look at some tips that can help you navigate your finances successfully throughout your years in college.
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Preparing To Buy Your First Home

Buying a home can be a daunting task. The challenges of being a first-time homeowner can be intimidating, particularly for people who are moving away from home. Let’s take a look at a few guidelines to help take some of the stress out of the decision.
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The Perks of Excellent Credit

Most people already know that having a high credit score offers the benefit of lower interest rates on just about any type of loan, including mortgages and credit cards. But there are several ways that having a high credit score can help you in everyday life!
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How to Save on Holiday Shopping

If you’re worried about making it through the holiday shopping season in the midst of record inflation, you’re not alone. With some careful planning and budgeting, you can enjoy stress-free holiday shopping.
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How Can I Help My Elderly Parents Manage Their Finances?

As our parents age, they may need assistance in managing their finances for their everyday expenses. Make sure everything is in order if you ever have a need to make financial moves on your parents’ behalf.
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Back-to-School Shopping Tips

It’s back-to-school season, and that means you’ve got a list of stuff a mile long to buy. The good news is that you don’t need to break the budget during the second-biggest shopping season of the year.
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Understanding Cryptocurrency Risks

The risks involved with cryptocurrency should not be ignored. It is important to educate yourself on the potential dangers involved in buying cryptocurrencies.
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Should I Buy an Electric Car?

With gas prices soaring and expected to continue climbing into the foreseeable future, some of us are wondering if this is a good time to consider purchasing an electric car.
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4 Ways to Stay Financially Fit this Summer

Ahh… summer! The season of flip-flops and sunscreen, of lemonade and baseball games. What’s not to love about summer?
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Scam Alerts

Money Smart For Older Adults

Money Smart for Older Adults is designed to provide you with information and tips to help prevent common frauds, scams and other types of elder financial exploitation in your community.
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Questions Your Credit Union Will Never Ask You

Hackers and scammers are professional thieves, but everyone can do their part to build a defense against the fraudulent activities they use. There are various ways to protect yourself and your money.
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Common UPS, FedEx, USPS, and Amazon Scams

With the popularity of online shopping, we all are getting packages delivered to our doors. With the impending holiday shopping season nearly upon us, scams related to package deliveries will most definitely increase in volume.
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Don’t Get Caught in a Debt Collection Scam

No one likes to be in debt. It’s a downward spiral that never seems to end, and it’s an expensive burden to carry, too. Unfortunately, scammers often exploit the feelings of helplessness and overwhelm to lure victims into their debt-collection scams.
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Don’t Get Caught in a Mortgage Scam

Buying a home is a long and complicated process, and scammers want to complicate things even more to capitalize on the confusion.
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Tax Security Tips

During tax season, tax-related scams run rampant. From bogus tax preparers to hacked Social Security numbers, there are so many ways your money and information can be hijacked this time of year.
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All You Need to Know About Check Washing

Despite the increasing digitization of money management, there is still a place in the economy for paper checks – and along with them, check-washing scams. Here’s what you need to know about these scams and how to protect yourself.
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Don't Get Caught in a Social Security Scam

Social Security scams are already very common, and they’re on the rise. Unfortunately, many of the older adults who receive Social Security benefits can be overly trusting and vulnerable to scams like these.
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Top Fraud Trends as Holidays Approach

As the holidays approach, here are some of the top fraud trends we’re watching.
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Beware of Digital Kidnapping

Digital kidnapping happens when a crook takes control of a target’s social media profiles and holds them until a ransom is paid. It can also involve "kidnapping" photos that are posted on social media pages.
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Don’t Get Caught in a Fake Lottery Scam

Everyone dreams of winning the lottery, but scammers are out to turn that frequent dream into an absolute nightmare. Here’s all you need to know about fake lottery scams.
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Don’t Get Caught in a Vacation Rental Scam

With prices rising on hotel stays, many vacationers are choosing to rent private homes or apartments on sites like Airbnb. Unfortunately, though, vacation rental scams are rising, too. Here’s all you need to know about these scams and how to avoid them.
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Financial Education

All You Need To Know About Auto Loans

Buying a car is a major deal for most consumers. As one of the largest purchases you’ll likely make during your lifetime, it’s a decision that deserves deliberation, research and time.
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What Are the 5 C’s of Credit?

When you apply for a loan, mortgage or credit card, the lender will want to know you can pay back the money as agreed. Lenders will look at your creditworthiness, or how you’ve managed debt and whether you can take on more.
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Should I Freeze My Credit Report?

Having your private information or identity stolen can be a real pain! It takes quite a while to make it right, so one of the best ways to help ensure that neither happens in the first place is to protect it as much as you can.
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Preventing Elder Financial Abuse

As a family member, friend, or financial caregiver, you are in a unique position to help protect your loved one from financial abuse. This guide can help you prevent abuse or prepare you to step in if necessary.
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Reporting Elder Financial Abuse

As a family member or friend, you are in a unique position to help protect your loved ones from financial abuse. This resource explains how to report elder financial abuse.
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Check Your Credit Report At Least Once A Year

Mistakes in your credit reports, or fraud caused by identity theft, can make borrowing more expensive or prevent you from getting credit.
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How To Rebuild Your Credit

When you experience a financial challenge, your credit record could suffer. Rebuilding it takes time.
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Understand Your Credit Score

Banks, credit card companies and other businesses use credit scores to estimate how likely you are to pay back money you borrow. A higher score makes it easier to qualify for a loan and lower interest rates.
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Understand Your Credit Report

It is easier to review your credit report successfully when you know and understand all the parts, what they mean, and how they affect your credit situation.
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Debit Card Safety Tips

When you use your debit card, money is immediately withdrawn from your account account. Remember the following tips to reduce your risk of identity theft or fraudulent activity.
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Online Security Guide

Let us help protect you and your business from online fraud, identity theft and more.
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