Personal Loan

At GP Federal Credit Union, we offer a wide variety of loan products. With a personal loan, you can borrow the funds you need for unexpected medical bills, a family vacation, home or auto repairs — pretty much anything you need — with approved credit and just your signature. Rates and terms vary - exclusions apply.

We also offer Credit-Builder and Payday Alternative Loans (PALs).

• Great for establishing new credit, or repairing damaged credit, our Credit-Builder Loan is a small fixed-rate personal loan where the funds are deposited into a savings account. As you make each on-time payment, funds equal to the principal portion of your payment become available to use however you’d like, all while improving your credit rating. Or, leave the funds in the savings account to earn dividends.
• Find yourself short of funds before payday? Don’t use a title pawn broker or a payday loan place! Not only are their rates ridiculously high, but they thrive on repeat business. Break the cycle with a PAL from GP Federal Credit Union. Borrow as little as $200 and choose the payment term that works best for you, from 90 days up to 12 months. Already have a title pawn or payday loan elsewhere, speak with us today to see if we can get you out of that high-interest loan and into a lower rate PAL!